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Short Sale Transactions from Westlake to Santa Maria

By: Sher Hann

The Santa Maria Mountains

The Santa Maria Mountains

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I enter California 154 off the 101, and am confronted with a panorama of hills greener than the Scottish Highlands. The roadside is dotted with bursts of color: yellow, gold, purple cream. Rain dances lightly on my windshield. Beyond the wildflowers, black cattle much on the green carpet beneath them. Vineyards form a checkerboard across the foothills.
I am driving from Westlake Village to Santa Maria for a day-long workshop on managing short-sale transactions. It is an eye-opening day, to say the least. The presenter is Sherman Smith, of Sherman Smith and Associates in Tustin. Since 1992 Sherman has handled hundreds, perhaps thousands, of short-sale transactions. His approach is systematic, practical and persistent. “You are looking for the person (at the lending institution) who will say Yes, he counsels. He gives us more than 40 pages of forms to use in the process:  He is comprehensive too.
On the drive home, I stop at the Cold Springs Tavern, at one time a stagecoach stop for cappuccino.  This place is akin to a frontier cabin. The lighting is dim the fireplace ablaze and the walls sport heads of deer and bear. There is no cappuccino.
I continue on, an unhappy wayfarer. Fog descends into the San Marcos Pass – thick, cottony and blinding. I imagine homeowners, many of them weary from long months of trying to do a loan modification, now turning to the short-sale process so they can move on with their lives. They are exhausted, floating like octopi in the pea soup of fog. Then I glimpse a few real estate agents, trying to swim through the grayness. Their strokes become more hurried and then random – flailing. It is a zoo – or an aquarium out there — in the world of short-sale transactions.
Finally, just a few miles before Santa Barbara, I escape the fog. I am listening to a Wyndam Hill recording, because I find it impossible to drive the California coastline and hills without hearing George Winston’s fingers skip along the keys.  It has been a satisfying day. I am more confident now that I have the dialog, tools and systems, to negotiate short sales.
The ocean, also gray, with glimpses of brilliant white, passes by on my right. The rain continues. The traffic gets heavier.
I am home.
EwingSIR does not guarantee information contained in this blog, readers are encouraged not to rely solely on this information and to do their own independent research of facts contained herein. Blog information was obtained from independent sources that we do not endorse, and we do not investigate this information for accuracy.

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10 Things to do on a Rainy Day

By: Sher Hannanother rainy day

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Ten Things You Can Do on a Rainy Day

1. Read a book or the Wall Street Journal.
2. Cook dinner in your Crockpot.
3. Create a Picasa photo album with family photos.
4. Sew on missing buttons.
5. Do a crossword puzzle.
6. Fix something around the house.
7. Catch up on thank-you notes on real cards instead of sending them via e-mail.
8. Part your hair on the opposite side.
9. Catch up with friends on Facebook.
10. Get down on the floor and play with your kids or your dog.

EwingSIR does not guarantee information contained in this blog, readers are encouraged not to rely solely on this information and to do their own independent research of facts contained herein. Blog information was obtained from independent sources that we do not endorse, and we do not investigate this information for accuracy.

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Lake Tahoe

Rolling on the Slopes

View of Lake Tahoe from the top of the Eastridge trail on Mt. Pluto, NorthStar.

View of Lake Tahoe from the top of the Eastridge trail on Mt. Pluto, NorthStar.

By: Sher Hann

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“Roll  . . . roll . . . roll . . . roll.” This is my mantra on the slopes. I was not born to skiing. In fact, growing up in Pennsylvania, I was not born to any sport. I grew up in the house.  I hated the cold and, for that matter, I wasn’t thrilled with summer heat either. So the house it was.

And yet, here I am, on my second week of skiing at Lake Tahoe (the first was earlier in the season – I would never make it 14 days in a row). It’s a miracle – a testament to perseverance and Fossamax.

My first downhill skiing adventure was many years ago at Killington, in Vermont. The first syllable says it all for me. I was supposed to go with two friends, both of whom got the flu, so off I went on my own. The highlight of the trip was skiing into the top of my class, lined up down the hill, thus reaffirming both gravity and the domino theory. I met a ski bum at the lodge who had broken his leg and we spent a couple evenings talking.  A safe bet.

These days my family and I ski at NorthStar, on the north side of the Lake Tahoe. Mammoth, it seems, is not a get-away; it’s simply Southern Californians transplanted to a winter location and driving on skis. The north side of lake is less hectic, almost rural.

A ski trip takes you away – from home, from routine, and frankly, from your right mind. Call it high-altitude goofiness. If you’ve ever wondered why skiers have two of everything, it’s because they are always forgetting one of them. This trip I bought new gloves. In another goofy move, I spent all Tuesday afternoon, wondering how I was going to tell my husband I had locked us out of the condo – after we had made a second key to prevent this situation. I tried not to think about it on the slopes. At the end of the day, after we stored our skis, I confessed. “Oh,” he said, “I have the extra key in the car.”

We are back at the condo now for après-ski: a glass of wine, two Motrin, reading and snoring. There are three TVs here with VCRs but no cable TV, and we can’t get the VCRs to work.  So we read a lot and listen to music on the radio. We even heard the President’s State of the Union message on the radio.

I am thinking about the day on the slopes. Skiing, strangely, is kind of like politics: the end justifies the means. You look not where you are going but where you want to go. You focus on that downhill spot and roll right, left, right . . . .  Whatever happens in between goes up (or down) in a cloud of snow.

Tomorrow we will hit the slopes again, face downhill and roll . . . roll . . . roll.

EwingSIR does not guarantee information contained in this blog, readers are encouraged not to rely solely on this information and to do their own independent research of facts contained herein. Blog information was obtained from independent sources that we do not endorse, and we do not investigate this information for accuracy.

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Confessions of a Print-aholic

There is something about holding a paper

Even my little dog, Walter, prefers reading a book to reading online. He is shown hear at story time with a friend.

Even my little dog, Walter, prefers reading a book to reading online. He is shown hear at story time with a friend

By: Sher Hann

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It has been raining all day, and I am finally at home, sitting in front of the fire, a glass a wine in hand, reading, of all things, the newspaper.  Ink on the fingers, for many years a bane, is now a badge of honor.

I use a computer all day long: reading e-mail, check the MLS, surfing the net, visiting Facebook, reading the headlines on my Google homepage. And I’ll admit that many a morning begins still in bed, with a cup of coffee and my Blackberry in hand, as I scan CNN headlines on my phone. Yet, before I dash out, I am not happy if I cannot hold the Wall Street Journal and, at the very least, read the front-page capsules. A tech column Walter Mossberg, for example, would be a special treat, and I want to read about in the paper, not peruse the Wall Street Journal online.

There is something about holding a newspaper, book or magazine that a screen cannot satisfy. A screen does not bend to the touch. It doesn’t flutter closed as I jump up to pull my little dog, Walter, from the edge of the fire (where he looks like just another log on the hearth) and holding a laptop is not comfortable when I lounge on the sofa.  Not even a Nook can do this (although I do admire the Kate Spade Nook covers at Barnes & Noble).

Tomorrow I will most likely succumb to the urge to buy a book, I am sure. Two things drive me to read a book: bad weather or being sick. I will brave the rain to check into Barnes & Noble, where I will buy a cappuccino, peruse the latest mysteries and select some very cheap entertainment: a book, to be touched, read, savored and remembered in a way that instant articles never can be.  I will take my new book home, enjoy a warm fire, pluck little Walter from its edge, and read … and read … and read.

EwingSIR does not guarantee information contained in this blog, readers are encouraged not to rely solely on this information and to do their own independent research of facts contained herein. Blog information was obtained from independent sources that we do not endorse, and we do not investigate this information for accuracy.

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New Farmers Markets Westlake Village, Agoura Hills

Love Fresh Veggies, Herbs and Flowers?  Visit These New Farmers Markets

By: Sher Han

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Fresh Lavender

Fresh Lavender

Sun., Sept. 20 Westlake Village residents can shop at a farmers market in the parking lot at the Village Glen shopping center at Agoura Road and Village Glen in the Thousand Oaks portion of Westlake Village.  Although the Village Glen shopping center is technically in Thousand Oaks, the market is geared toward Westlake Village residents.

Aug. 23 Agoura Hills City Mall on Kanan Road, where artisan cheeses and rustic breads will also be available for sale.  The  Agoura Hills City Mall is “uniquely situated” in the city, near enough for residents to walk or ride their bikes. Morton said the market will add a little European flair to Agoura Hills.

Farmers Market hours are 10:00 until 2:00

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